This will cover all your personal belongings, AKA your “stuff” in case of theft, fire, water damage or pretty much anything else that could happen. From your collection of shoes to that vintage guitar you never play (but definitely will…someday), your contents are all the things you’ve bought, meant to re-gift and borrowed but forgot to return to a friend.
As the saying goes, accidents happen. For instance, if the delivery guy slips and injures himself, your insurance policy will extend to cover liability claims. It will also cover you if you lose track of time and accidently let your bathtub overflow, damaging the unit below you.
Additional Living Expenses
You’re feeling inspired by your inner chef, but end up setting fire to half your kitchen and living room . Your insurance policy will pay the extra costs you incur living at a temporary location if you are forced out of your home for any reason.