Let’s talk insurance.

Let’s talk insurance.

Chat with us!
Get a quote

So you bought a boat, but did you get a boating license?

Regardless of age, size of boat or engine horsepower, you are required to carry a boating license when operating motorized vessels. You should also have insurance.

Here’s what our boat insurance covers:

Property Damage

Property Damage

Holes in boats are never a good thing. This covers you if your boat itself is damaged, or any of the important things that come with it get wrecked. And if you don’t stop in time, property damage also covers what your boat inflicts on docks and other boats.

Watercraft Liability

Watercraft Liability

This takes care of a passenger if they’re injured and makes sure you have the use of a boat if yours is being repaired after an accident.  

Replacement Cost

Replacement Cost

So let’s say your boat ends up at the bottom of the lake.  This repairs your boat or replaces it. This coverage is automatically applied if your boat is 10 years or newer.

Actual Cash Value

Actual Cash Value

You go to launch your boat and she’s not quite what she used to be.  This repairs your boat or replaces it, less depreciation. This coverage is automatically applied if your boat is 10 years or older.

Comprehensive

Comprehensive

So a stranger decides they like your boat, so much so that they want it to be theirs and not yours. This covers you against theft, vandalism, fire and flood.

Personal Property

Personal Property

Keep all your fishing gear and cool boat stuff safe up to a limit of $5,000.

Medical Payments

Medical Payments

There’s no doubt you’re quite the captain, but just incase you’re injured in a boating accident,  this would include x-rays, dental care, pharmaceuticals, nursing services and more from your boating accident.

Voluntary Medical Payments

Voluntary Medical Payments

For medical expenses incurred within one year of the date of the accident, if you unintentionally injure a passenger or if they are accidentally injured while in or upon, boarding or leaving your boat.

Removal of Wreck

Removal of Wreck

While she may not be a wreck to you, if you’re legally obligated to remove or otherwise dispose of your boat, this will cover that.

Our insurance will float your boat.

Ok, so that was a bad joke, but we will literally keep you afloat. If anything happens to your watercraft, insurance will make sure that your boat is repaired or replaced, and that everyone is looked after.

Callout - Our Insurance will Float your Boat

Before you set sail, make sure you're covered.

Let's get you started